It depends on how many lessons...of those how many on lesson horses, and how many on boarder's horses. So many factors....with the boarding operation my bill is quite high. I currently use Excalibur out of WIsconsin, but would love to hear of the other companies people use. I am scheduled to renew in 3 weeks! Twistedwire, how many lessons per month do u teach? How many horses do u have boarded?
We use Markel but get a discount for being with NARHA. We pay around $700 per year. We don't offer boarding though and have a small program.
I haven't spoken to my friend yet, but looks like she will be going with either Equisure or Broadstone. Broadstone was more competitively priced, but equisure to me seemed more all encompassing.
I have the smallest option-no boarding...and 0-15 students. I forget how many horses trained-I Think it was lulmped in 0-15 too. Anything higher than that nearly doubles the policy.
My limitation was 10 or less lessons per week. I did not have a home-base at the time, but my premium did not increase with each additional insured. I cancelled the policy two years ago. I have no idea what it would be today.
