I check my accounts online every few days just to 'see' what has come through, been paid, etc. Today I see that yesterday a debit was made via the telephone, and I Did. Not. Do that. I called my husband, who said he didn't transfer any money, either. When I called the bank, I find that the money was transfered into his checking account that he uses for the cattle. I called him back to tell him to figure out why, and he said he didn't authorize this. His account was overdrafted and he claims he made a payment, thinking it would have been enough. Can banks just take money out of our other accounts like this? What gives?